Call reports 2017
DOGWOOD STATE BANK — 2017
What DOGWOOD STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 189,155,000 | 193,023,000 | 199,723,000 | 199,584,000 |
| Total loans | 154,269,000 | 152,612,000 | 146,737,000 | 159,079,000 |
| Allowance for loan losses | 1,892,000 | 1,716,000 | 4,000 | 185,000 |
| Securities available for sale | 14,491,000 | 13,190,000 | 250,000 | 250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,683,000 | 174,353,000 | 170,743,000 | 160,927,000 |
| Interest-bearing deposits | 126,528,000 | 126,715,000 | 122,297,000 | 114,131,000 |
| Noninterest-bearing deposits | 44,155,000 | 47,638,000 | 48,446,000 | 46,796,000 |
| Equity capital | 16,887,000 | 17,146,000 | 27,037,000 | 27,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,915,000 | 3,837,000 | 692,000 | 2,713,000 |
| Interest expense | 160,000 | 322,000 | 36,000 | 163,000 |
| Net interest income | 1,755,000 | 3,515,000 | 656,000 | 2,550,000 |
| Noninterest income | 310,000 | 665,000 | 107,000 | 361,000 |
| Noninterest expense | 1,736,000 | 3,474,000 | 549,000 | 2,445,000 |
| Provision for loan losses | -118,000 | -143,000 | 3,000 | 132,000 |
| Pretax income | 447,000 | 875,000 | 211,000 | 334,000 |
| Income tax | 141,000 | 385,000 | 76,000 | 221,000 |
| Net income | 306,000 | 490,000 | 135,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,663,000 | 16,880,000 | 18,384,000 | 18,836,000 |
| Total capital | 18,490,000 | 18,596,000 | 18,388,000 | 19,021,000 |
| Risk-weighted assets | 146,107,000 | 146,160,000 | 138,997,000 | 143,720,000 |