Call reports 2016
DOGWOOD STATE BANK — 2016
What DOGWOOD STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 173,697,000 | 184,497,000 | 190,570,000 | 185,322,000 |
| Total loans | 141,389,000 | 148,058,000 | 148,918,000 | 149,673,000 |
| Allowance for loan losses | 1,779,000 | 1,873,000 | 2,005,000 | 1,916,000 |
| Securities available for sale | 16,195,000 | 16,758,000 | 15,705,000 | 14,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,494,000 | 166,722,000 | 172,542,000 | 167,243,000 |
| Interest-bearing deposits | 116,615,000 | 125,264,000 | 129,476,000 | 126,214,000 |
| Noninterest-bearing deposits | 39,879,000 | 41,458,000 | 43,066,000 | 41,029,000 |
| Equity capital | 15,951,000 | 16,377,000 | 16,531,000 | 16,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,767,000 | 3,597,000 | 5,497,000 | 7,380,000 |
| Interest expense | 117,000 | 240,000 | 386,000 | 547,000 |
| Net interest income | 1,650,000 | 3,357,000 | 5,111,000 | 6,833,000 |
| Noninterest income | 285,000 | 597,000 | 909,000 | 1,286,000 |
| Noninterest expense | 1,500,000 | 2,979,000 | 4,587,000 | 6,407,000 |
| Provision for loan losses | 90,000 | 210,000 | 330,000 | 238,000 |
| Pretax income | 345,000 | 765,000 | 1,133,000 | 1,504,000 |
| Income tax | 104,000 | 237,000 | 365,000 | 480,000 |
| Net income | 241,000 | 528,000 | 768,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,508,000 | 15,822,000 | 16,048,000 | 16,384,000 |
| Total capital | 17,194,000 | 17,572,000 | 17,835,000 | 18,193,000 |
| Risk-weighted assets | 134,831,000 | 139,873,000 | 142,767,000 | 144,638,000 |