Call reports 2015
DOGWOOD STATE BANK — 2015
What DOGWOOD STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 153,970,000 | 158,065,000 | 164,179,000 | 169,115,000 |
| Total loans | 119,236,000 | 125,038,000 | 134,111,000 | 138,083,000 |
| Allowance for loan losses | 1,577,000 | 1,719,000 | 1,879,000 | 1,734,000 |
| Securities available for sale | 19,422,000 | 18,735,000 | 17,279,000 | 16,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,758,000 | 141,240,000 | 142,982,000 | 148,231,000 |
| Interest-bearing deposits | 112,282,000 | 111,006,000 | 108,736,000 | 111,452,000 |
| Noninterest-bearing deposits | 27,476,000 | 30,234,000 | 34,246,000 | 36,779,000 |
| Equity capital | 12,845,000 | 12,917,000 | 13,433,000 | 15,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,228,000 | 4,929,000 | 6,701,000 |
| Interest expense | 95,000 | 189,000 | 287,000 | 394,000 |
| Net interest income | 1,490,000 | 3,039,000 | 4,642,000 | 6,307,000 |
| Noninterest income | 254,000 | 541,000 | 1,062,000 | 1,351,000 |
| Noninterest expense | 1,315,000 | 2,693,000 | 4,118,000 | 5,463,000 |
| Provision for loan losses | 64,000 | 193,000 | 342,000 | 482,000 |
| Pretax income | 382,000 | 711,000 | 1,248,000 | 1,717,000 |
| Income tax | 111,000 | 212,000 | 408,000 | 557,000 |
| Net income | 271,000 | 499,000 | 840,000 | 1,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,472,000 | 12,733,000 | 13,113,000 | 15,234,000 |
| Total capital | 13,912,000 | 14,215,000 | 14,721,000 | 16,862,000 |
| Risk-weighted assets | 115,119,000 | 118,363,000 | 128,409,000 | 130,161,000 |