Call reports 2012
DOGWOOD STATE BANK — 2012
What DOGWOOD STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,254,000 | 119,213,000 | 115,494,000 | 113,996,000 |
| Total loans | 85,655,000 | 85,047,000 | 83,306,000 | 84,817,000 |
| Allowance for loan losses | 2,130,000 | 1,793,000 | 2,028,000 | 1,778,000 |
| Securities available for sale | 19,293,000 | 18,841,000 | 19,298,000 | 18,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,644,000 | 93,974,000 | 91,509,000 | 92,955,000 |
| Interest-bearing deposits | 76,562,000 | 79,779,000 | 76,212,000 | 76,997,000 |
| Noninterest-bearing deposits | 14,082,000 | 14,195,000 | 15,297,000 | 15,958,000 |
| Equity capital | 12,901,000 | 13,041,000 | 13,231,000 | 12,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,739,000 | 4,096,000 | 5,423,000 |
| Interest expense | 193,000 | 375,000 | 539,000 | 685,000 |
| Net interest income | 1,192,000 | 2,364,000 | 3,557,000 | 4,738,000 |
| Noninterest income | 121,000 | 295,000 | 508,000 | 780,000 |
| Noninterest expense | 934,000 | 1,884,000 | 2,928,000 | 3,972,000 |
| Provision for loan losses | 134,000 | 335,000 | 536,000 | 630,000 |
| Pretax income | 245,000 | 527,000 | 688,000 | 1,003,000 |
| Income tax | 90,000 | 185,000 | 230,000 | 340,000 |
| Net income | 155,000 | 342,000 | 458,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,637,000 | 12,510,000 | 12,485,000 | 11,471,000 |
| Total capital | 14,319,000 | 14,780,000 | 14,741,000 | 13,743,000 |
| Risk-weighted assets | 85,499,000 | 84,923,000 | 83,523,000 | 85,057,000 |