Call reports 2011
DOGWOOD STATE BANK — 2011
What DOGWOOD STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 121,785,000 | 117,670,000 | 113,575,000 | 113,560,000 |
| Total loans | 86,235,000 | 84,959,000 | 84,179,000 | 85,470,000 |
| Allowance for loan losses | 2,114,000 | 2,131,000 | 1,959,000 | 2,062,000 |
| Securities available for sale | 18,411,000 | 17,016,000 | 15,704,000 | 18,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,701,000 | 94,653,000 | 90,369,000 | 87,265,000 |
| Interest-bearing deposits | 86,464,000 | 81,337,000 | 77,032,000 | 74,799,000 |
| Noninterest-bearing deposits | 11,237,000 | 13,316,000 | 13,337,000 | 12,466,000 |
| Equity capital | 11,556,000 | 12,453,000 | 12,613,000 | 12,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 2,919,000 | 4,335,000 | 5,713,000 |
| Interest expense | 288,000 | 548,000 | 780,000 | 997,000 |
| Net interest income | 1,186,000 | 2,371,000 | 3,555,000 | 4,716,000 |
| Noninterest income | 177,000 | 405,000 | 579,000 | 676,000 |
| Noninterest expense | 950,000 | 1,915,000 | 2,899,000 | 3,857,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 990,000 |
| Pretax income | 143,000 | 339,000 | 443,000 | 616,000 |
| Income tax | -1,000 | -3,000 | 21,000 | 11,000 |
| Net income | 144,000 | 342,000 | 422,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,558,000 | 11,424,000 | 11,536,000 | 11,497,000 |
| Total capital | 13,695,000 | 14,112,000 | 14,215,000 | 14,180,000 |
| Risk-weighted assets | 89,986,000 | 86,020,000 | 86,045,000 | 85,754,000 |