Call reports 2005
DOGWOOD STATE BANK — 2005
What DOGWOOD STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,367,000 | 78,976,000 | 84,952,000 | 85,700,000 |
| Total loans | 52,896,000 | 59,645,000 | 62,681,000 | 67,566,000 |
| Allowance for loan losses | 705,000 | 758,000 | 822,000 | 852,000 |
| Securities available for sale | 10,385,000 | 10,251,000 | 9,942,000 | 9,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,764,000 | 68,427,000 | 77,222,000 | 76,803,000 |
| Interest-bearing deposits | 51,352,000 | 54,844,000 | 63,776,000 | 61,351,000 |
| Noninterest-bearing deposits | 11,412,000 | 13,583,000 | 13,446,000 | 15,452,000 |
| Equity capital | 6,578,000 | 6,873,000 | 7,097,000 | 7,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 2,089,000 | 3,376,000 | 4,796,000 |
| Interest expense | 304,000 | 637,000 | 1,066,000 | 1,545,000 |
| Net interest income | 659,000 | 1,452,000 | 2,310,000 | 3,251,000 |
| Noninterest income | 122,000 | 268,000 | 447,000 | 606,000 |
| Noninterest expense | 553,000 | 1,198,000 | 1,927,000 | 2,646,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 252,000 |
| Pretax income | 165,000 | 396,000 | 641,000 | 908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 396,000 | 641,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,728,000 | 6,959,000 | 7,203,000 | 7,367,000 |
| Total capital | 7,421,000 | 7,717,000 | 8,025,000 | 8,219,000 |
| Risk-weighted assets | 55,420,000 | 61,536,000 | 65,852,000 | 69,479,000 |
Machine access — free, no API key
Every figure shown here about DOGWOOD STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.