Call reports 2002
DOGWOOD STATE BANK — 2002
What DOGWOOD STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,720,000 | 24,168,000 | 28,207,000 | 30,132,000 |
| Total loans | 12,953,000 | 14,944,000 | 17,816,000 | 20,783,000 |
| Allowance for loan losses | 308,000 | 362,000 | 417,000 | 463,000 |
| Securities available for sale | 5,513,000 | 5,526,000 | 6,926,000 | 6,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,306,000 | 17,809,000 | 21,689,000 | 23,821,000 |
| Interest-bearing deposits | 11,516,000 | 13,870,000 | 17,817,000 | 20,556,000 |
| Noninterest-bearing deposits | 3,790,000 | 3,938,000 | 3,872,000 | 3,266,000 |
| Equity capital | 6,335,000 | 6,235,000 | 6,164,000 | 6,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 521,000 | 872,000 | 1,280,000 |
| Interest expense | 62,000 | 150,000 | 261,000 | 392,000 |
| Net interest income | 167,000 | 371,000 | 611,000 | 888,000 |
| Noninterest income | 42,000 | 107,000 | 192,000 | 345,000 |
| Noninterest expense | 285,000 | 627,000 | 981,000 | 1,387,000 |
| Provision for loan losses | 55,000 | 110,000 | 164,000 | 219,000 |
| Pretax income | -131,000 | -259,000 | -342,000 | -373,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -131,000 | -259,000 | -342,000 | -373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,325,000 | 6,216,000 | 6,133,000 | 6,097,000 |
| Total capital | 6,528,000 | 6,445,000 | 6,397,000 | 6,400,000 |
| Risk-weighted assets | 16,147,000 | 18,164,000 | 20,955,000 | 24,202,000 |