Call reports 2025
TRADITION CAPITAL BANK — 2025
What TRADITION CAPITAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,582,450,000 | 2,595,669,000 | 2,713,105,000 | 2,644,240,000 |
| Total loans | 2,062,366,000 | 2,121,933,000 | 2,188,584,000 | 2,223,354,000 |
| Allowance for loan losses | 25,181,000 | 26,299,000 | 27,317,000 | 26,545,000 |
| Securities available for sale | 313,762,000 | 316,822,000 | 329,756,000 | 337,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,899,401,000 | 1,905,820,000 | 2,011,445,000 | 2,063,606,000 |
| Interest-bearing deposits | 1,597,256,000 | 1,602,564,000 | 1,694,665,000 | 1,719,320,000 |
| Noninterest-bearing deposits | 302,145,000 | 303,256,000 | 316,780,000 | 344,286,000 |
| Equity capital | 197,446,000 | 202,441,000 | 209,526,000 | 216,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 33,051,000 | 68,188,000 | 104,978,000 | 142,235,000 |
| Interest expense | 17,846,000 | 36,286,000 | 55,407,000 | 72,991,000 |
| Net interest income | 15,205,000 | 31,902,000 | 49,571,000 | 69,244,000 |
| Noninterest income | 883,000 | 1,957,000 | 2,947,000 | 4,169,000 |
| Noninterest expense | 10,635,000 | 21,175,000 | 31,597,000 | 43,674,000 |
| Provision for loan losses | 186,000 | 1,332,000 | 2,365,000 | 3,378,000 |
| Pretax income | 5,163,000 | 11,119,000 | 18,356,000 | 26,174,000 |
| Income tax | 1,543,000 | 3,307,000 | 5,436,000 | 7,740,000 |
| Net income | 3,620,000 | 7,812,000 | 12,920,000 | 18,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,234,000 | 215,426,000 | 220,535,000 | 226,049,000 |
| Total capital | 236,625,000 | 242,064,000 | 248,158,000 | 252,887,000 |
| Risk-weighted assets | 2,093,822,000 | 2,167,029,000 | 2,250,859,000 | 2,254,056,000 |