Call reports 2024
TRADITION CAPITAL BANK — 2024
What TRADITION CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,522,965,000 | 2,619,808,000 | 2,655,503,000 | 2,513,042,000 |
| Total loans | 2,079,289,000 | 2,122,337,000 | 2,012,068,000 | 2,070,259,000 |
| Allowance for loan losses | 24,664,000 | 25,129,000 | 25,163,000 | 24,971,000 |
| Securities available for sale | 301,339,000 | 287,110,000 | 288,139,000 | 312,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,648,999,000 | 1,741,161,000 | 1,807,857,000 | 1,801,374,000 |
| Interest-bearing deposits | 1,393,487,000 | 1,464,455,000 | 1,538,684,000 | 1,496,480,000 |
| Noninterest-bearing deposits | 255,512,000 | 276,706,000 | 269,173,000 | 304,894,000 |
| Equity capital | 182,161,000 | 184,882,000 | 189,804,000 | 192,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 32,078,000 | 66,086,000 | 101,964,000 | 136,353,000 |
| Interest expense | 20,295,000 | 41,442,000 | 63,412,000 | 82,878,000 |
| Net interest income | 11,783,000 | 24,644,000 | 38,552,000 | 53,475,000 |
| Noninterest income | 685,000 | 1,478,000 | 2,132,000 | 2,792,000 |
| Noninterest expense | 9,571,000 | 19,545,000 | 29,642,000 | 40,349,000 |
| Provision for loan losses | 230,000 | 819,000 | 888,000 | 834,000 |
| Pretax income | 2,709,000 | 5,800,000 | 10,265,000 | 15,141,000 |
| Income tax | 825,000 | 1,759,000 | 3,101,000 | 4,531,000 |
| Net income | 1,884,000 | 4,041,000 | 7,164,000 | 10,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,889,000 | 201,046,000 | 204,169,000 | 207,615,000 |
| Total capital | 223,674,000 | 226,296,000 | 229,384,000 | 232,692,000 |
| Risk-weighted assets | 2,065,727,000 | 2,129,332,000 | 2,022,206,000 | 2,092,501,000 |