Call reports 2023
TRADITION CAPITAL BANK — 2023
What TRADITION CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,261,357,000 | 2,357,277,000 | 2,328,744,000 | 2,441,150,000 |
| Total loans | 1,806,646,000 | 1,895,533,000 | 1,928,647,000 | 2,016,176,000 |
| Allowance for loan losses | 21,788,000 | 22,359,000 | 23,194,000 | 24,429,000 |
| Securities available for sale | 352,071,000 | 336,977,000 | 320,339,000 | 318,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,507,739,000 | 1,563,408,000 | 1,558,812,000 | 1,647,786,000 |
| Interest-bearing deposits | 1,217,234,000 | 1,302,883,000 | 1,301,587,000 | 1,408,852,000 |
| Noninterest-bearing deposits | 290,505,000 | 260,525,000 | 257,225,000 | 238,934,000 |
| Equity capital | 168,820,000 | 172,878,000 | 171,649,000 | 178,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 23,454,000 | 50,339,000 | 78,142,000 | 107,205,000 |
| Interest expense | 12,684,000 | 28,706,000 | 46,257,000 | 64,850,000 |
| Net interest income | 10,770,000 | 21,633,000 | 31,885,000 | 42,355,000 |
| Noninterest income | 373,000 | 819,000 | 1,622,000 | 2,170,000 |
| Noninterest expense | 8,349,000 | 16,557,000 | 25,228,000 | 32,716,000 |
| Provision for loan losses | 979,000 | 2,062,000 | 2,883,000 | 4,127,000 |
| Pretax income | 1,777,000 | 4,055,000 | 5,731,000 | 8,004,000 |
| Income tax | 527,000 | 1,204,000 | 1,707,000 | 2,300,000 |
| Net income | 1,250,000 | 2,851,000 | 4,024,000 | 5,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,051,000 | 194,152,000 | 195,324,000 | 197,005,000 |
| Total capital | 212,362,000 | 216,774,000 | 218,668,000 | 221,597,000 |
| Risk-weighted assets | 1,938,505,000 | 1,983,626,000 | 1,988,952,000 | 2,023,057,000 |