Call reports 2021
TRADITION CAPITAL BANK — 2021
What TRADITION CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,414,203,000 | 1,429,739,000 | 1,530,484,000 | 1,786,164,000 |
| Total loans | 1,155,872,000 | 1,083,443,000 | 1,120,772,000 | 1,137,722,000 |
| Allowance for loan losses | 13,974,000 | 13,990,000 | 14,477,000 | 15,008,000 |
| Securities available for sale | 126,752,000 | 159,094,000 | 214,387,000 | 375,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,195,733,000 | 1,197,313,000 | 1,293,959,000 | 1,524,561,000 |
| Interest-bearing deposits | 868,354,000 | 886,858,000 | 922,931,000 | 1,117,924,000 |
| Noninterest-bearing deposits | 327,379,000 | 310,455,000 | 371,028,000 | 406,637,000 |
| Equity capital | 103,911,000 | 117,265,000 | 120,225,000 | 142,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,769,000 | 25,581,000 | 38,152,000 | 51,278,000 |
| Interest expense | 1,759,000 | 3,447,000 | 5,018,000 | 6,613,000 |
| Net interest income | 10,010,000 | 22,134,000 | 33,134,000 | 44,665,000 |
| Noninterest income | 532,000 | 1,693,000 | 3,610,000 | 4,980,000 |
| Noninterest expense | 6,370,000 | 12,965,000 | 20,197,000 | 29,687,000 |
| Provision for loan losses | 235,000 | 235,000 | 705,000 | 1,218,000 |
| Pretax income | 3,937,000 | 10,627,000 | 15,842,000 | 18,740,000 |
| Income tax | 1,094,000 | 2,988,000 | 4,449,000 | 5,258,000 |
| Net income | 2,843,000 | 7,639,000 | 11,393,000 | 13,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,951,000 | 115,247,000 | 119,002,000 | 141,090,000 |
| Total capital | 116,925,000 | 129,237,000 | 133,479,000 | 156,098,000 |
| Risk-weighted assets | 1,126,903,000 | 1,148,070,000 | 1,259,412,000 | 1,296,640,000 |