Call reports 2020
TRADITION CAPITAL BANK — 2020
What TRADITION CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 942,710,000 | 1,120,479,000 | 1,232,846,000 | 1,368,496,000 |
| Total loans | 819,842,000 | 988,071,000 | 1,061,701,000 | 1,078,352,000 |
| Allowance for loan losses | 10,714,000 | 12,861,000 | 13,217,000 | 13,724,000 |
| Securities available for sale | 92,107,000 | 96,745,000 | 125,102,000 | 131,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 722,019,000 | 884,269,000 | 942,917,000 | 1,139,846,000 |
| Interest-bearing deposits | 540,198,000 | 619,802,000 | 682,557,000 | 797,534,000 |
| Noninterest-bearing deposits | 181,821,000 | 264,467,000 | 260,360,000 | 342,312,000 |
| Equity capital | 87,661,000 | 91,151,000 | 94,132,000 | 100,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,074,000 | 25,053,000 | 36,946,000 | 49,105,000 |
| Interest expense | 2,566,000 | 4,954,000 | 7,249,000 | 9,560,000 |
| Net interest income | 7,508,000 | 20,099,000 | 29,697,000 | 39,545,000 |
| Noninterest income | 366,000 | 804,000 | 1,349,000 | 1,747,000 |
| Noninterest expense | 5,163,000 | 10,701,000 | 16,378,000 | 24,784,000 |
| Provision for loan losses | 404,000 | 2,745,000 | 3,120,000 | 3,620,000 |
| Pretax income | 2,387,000 | 7,728,000 | 12,015,000 | 13,355,000 |
| Income tax | 694,000 | 2,214,000 | 3,425,000 | 3,787,000 |
| Net income | 1,693,000 | 5,514,000 | 8,590,000 | 9,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,233,000 | 91,053,000 | 94,130,000 | 99,108,000 |
| Total capital | 97,947,000 | 101,868,000 | 106,546,000 | 112,319,000 |
| Risk-weighted assets | 881,213,000 | 863,120,000 | 992,445,000 | 1,056,396,000 |
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