Call reports 2019
TRADITION CAPITAL BANK — 2019
What TRADITION CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 800,328,000 | 823,722,000 | 850,217,000 | 911,710,000 |
| Total loans | 667,564,000 | 693,117,000 | 721,096,000 | 756,013,000 |
| Allowance for loan losses | 7,763,000 | 7,929,000 | 10,296,000 | 10,307,000 |
| Securities available for sale | 108,930,000 | 104,094,000 | 102,162,000 | 117,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,649,000 | 700,080,000 | 714,644,000 | 752,569,000 |
| Interest-bearing deposits | 515,783,000 | 561,422,000 | 546,097,000 | 594,943,000 |
| Noninterest-bearing deposits | 137,866,000 | 138,658,000 | 168,547,000 | 157,626,000 |
| Equity capital | 66,270,000 | 72,018,000 | 84,651,000 | 85,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,960,000 | 18,413,000 | 28,258,000 | 38,673,000 |
| Interest expense | 2,566,000 | 5,382,000 | 8,163,000 | 10,865,000 |
| Net interest income | 6,394,000 | 13,031,000 | 20,095,000 | 27,808,000 |
| Noninterest income | 247,000 | 559,000 | 930,000 | 1,233,000 |
| Noninterest expense | 4,528,000 | 9,190,000 | 13,802,000 | 19,215,000 |
| Provision for loan losses | 948,000 | 1,112,000 | 3,476,000 | 3,720,000 |
| Pretax income | 1,151,000 | 3,250,000 | 3,703,000 | 6,062,000 |
| Income tax | 0 | 0 | -1,990,000 | -878,000 |
| Net income | 1,151,000 | 3,250,000 | 5,693,000 | 6,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,251,000 | 71,850,000 | 84,293,000 | 85,540,000 |
| Total capital | 75,014,000 | 79,779,000 | 94,129,000 | 95,847,000 |
| Risk-weighted assets | 722,584,000 | 754,052,000 | 786,418,000 | 824,653,000 |