Call reports 2018
TRADITION CAPITAL BANK — 2018
What TRADITION CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 681,762,000 | 701,993,000 | 726,159,000 | 780,003,000 |
| Total loans | 537,482,000 | 564,718,000 | 595,541,000 | 635,036,000 |
| Allowance for loan losses | 6,119,000 | 6,411,000 | 6,629,000 | 6,852,000 |
| Securities available for sale | 114,824,000 | 112,236,000 | 108,145,000 | 110,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,577,000 | 555,952,000 | 616,412,000 | 624,382,000 |
| Interest-bearing deposits | 441,656,000 | 447,132,000 | 486,321,000 | 474,789,000 |
| Noninterest-bearing deposits | 110,921,000 | 108,820,000 | 130,091,000 | 149,593,000 |
| Equity capital | 58,833,000 | 60,751,000 | 60,356,000 | 63,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,527,000 | 13,894,000 | 21,467,000 | 30,109,000 |
| Interest expense | 1,446,000 | 3,276,000 | 5,385,000 | 7,706,000 |
| Net interest income | 5,081,000 | 10,618,000 | 16,082,000 | 22,403,000 |
| Noninterest income | 308,000 | 697,000 | 1,014,000 | 1,290,000 |
| Noninterest expense | 3,441,000 | 7,107,000 | 11,062,000 | 15,513,000 |
| Provision for loan losses | 228,000 | 518,000 | 734,000 | 954,000 |
| Pretax income | 1,720,000 | 3,690,000 | 5,300,000 | 7,226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,720,000 | 3,690,000 | 5,300,000 | 7,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,094,000 | 64,063,000 | 64,173,000 | 66,099,000 |
| Total capital | 68,213,000 | 70,474,000 | 70,802,000 | 72,951,000 |
| Risk-weighted assets | 577,193,000 | 602,108,000 | 643,284,000 | 687,544,000 |