Call reports 2015
TRADITION CAPITAL BANK — 2015
What TRADITION CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 339,787,000 | 370,786,000 | 380,642,000 | 431,266,000 |
| Total loans | 306,858,000 | 325,627,000 | 325,894,000 | 345,520,000 |
| Allowance for loan losses | 3,477,000 | 3,667,000 | 3,830,000 | 3,994,000 |
| Securities available for sale | 25,806,000 | 31,750,000 | 43,337,000 | 63,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,489,000 | 295,044,000 | 329,726,000 | 367,505,000 |
| Interest-bearing deposits | 226,492,000 | 222,574,000 | 248,525,000 | 288,397,000 |
| Noninterest-bearing deposits | 64,997,000 | 72,470,000 | 81,201,000 | 79,108,000 |
| Equity capital | 30,032,000 | 33,249,000 | 35,208,000 | 37,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,496,000 | 7,591,000 | 11,965,000 | 16,067,000 |
| Interest expense | 423,000 | 896,000 | 1,405,000 | 1,984,000 |
| Net interest income | 3,073,000 | 6,695,000 | 10,560,000 | 14,083,000 |
| Noninterest income | 203,000 | 342,000 | 572,000 | 773,000 |
| Noninterest expense | 2,185,000 | 4,375,000 | 6,673,000 | 8,847,000 |
| Provision for loan losses | 60,000 | 248,000 | 341,000 | 504,000 |
| Pretax income | 1,031,000 | 2,414,000 | 4,121,000 | 5,507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,031,000 | 2,414,000 | 4,121,000 | 5,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,035,000 | 33,418,000 | 35,126,000 | 38,012,000 |
| Total capital | 33,512,000 | 37,085,000 | 38,956,000 | 42,006,000 |
| Risk-weighted assets | 325,948,000 | 361,906,000 | 364,401,000 | 375,885,000 |