Call reports 2024
PILLAR BANK — 2024
What PILLAR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 259,140,000 | 257,691,000 | 261,370,000 | 261,996,000 |
| Total loans | 155,255,000 | 151,784,000 | 150,758,000 | 147,913,000 |
| Allowance for loan losses | 2,463,000 | 2,464,000 | 2,466,000 | 1,804,000 |
| Securities available for sale | 63,506,000 | 63,022,000 | 66,754,000 | 61,276,000 |
| Securities held to maturity | 23,033,000 | 23,186,000 | 23,340,000 | 23,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,977,000 | 189,036,000 | 194,778,000 | 198,248,000 |
| Interest-bearing deposits | 147,113,000 | 138,301,000 | 146,881,000 | 144,901,000 |
| Noninterest-bearing deposits | 49,864,000 | 50,735,000 | 47,897,000 | 53,347,000 |
| Equity capital | 14,630,000 | 15,234,000 | 17,783,000 | 15,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 5,800,000 | 8,841,000 | 11,886,000 |
| Interest expense | 981,000 | 1,970,000 | 2,974,000 | 3,891,000 |
| Net interest income | 1,889,000 | 3,830,000 | 5,867,000 | 7,995,000 |
| Noninterest income | 208,000 | 384,000 | 563,000 | 734,000 |
| Noninterest expense | 1,790,000 | 3,416,000 | 5,185,000 | 7,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,220,000 |
| Pretax income | 209,000 | 700,000 | 1,173,000 | 228,000 |
| Income tax | 26,000 | 116,000 | 199,000 | 82,000 |
| Net income | 183,000 | 584,000 | 974,000 | 146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,444,000 | 23,844,000 | 24,235,000 | 23,407,000 |
| Total capital | 25,737,000 | 26,083,000 | 26,443,000 | 25,253,000 |
| Risk-weighted assets | 183,247,000 | 178,835,000 | 176,373,000 | 173,735,000 |