Call reports 2022
PILLAR BANK — 2022
What PILLAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 244,562,000 | 243,593,000 | 243,596,000 | 247,492,000 |
| Total loans | 132,599,000 | 136,738,000 | 140,158,000 | 142,878,000 |
| Allowance for loan losses | 2,324,000 | 2,325,000 | 2,327,000 | 2,328,000 |
| Securities available for sale | 98,307,000 | 91,002,000 | 66,631,000 | 65,729,000 |
| Securities held to maturity | 0 | 0 | 21,989,000 | 22,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,785,000 | 186,053,000 | 197,120,000 | 203,082,000 |
| Interest-bearing deposits | 132,616,000 | 128,270,000 | 140,407,000 | 139,767,000 |
| Noninterest-bearing deposits | 52,169,000 | 57,783,000 | 56,713,000 | 63,315,000 |
| Equity capital | 16,221,000 | 10,265,000 | 7,613,000 | 7,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,267,000 | 6,541,000 | 8,971,000 |
| Interest expense | 147,000 | 328,000 | 553,000 | 1,000,000 |
| Net interest income | 1,933,000 | 3,939,000 | 5,988,000 | 7,971,000 |
| Noninterest income | 201,000 | 1,253,000 | 1,434,000 | 1,604,000 |
| Noninterest expense | 1,493,000 | 3,109,000 | 4,774,000 | 6,570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 641,000 | 2,083,000 | 2,648,000 | 3,005,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 6,000 |
| Net income | 640,000 | 2,082,000 | 2,647,000 | 2,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,719,000 | 23,161,000 | 22,626,000 | 22,979,000 |
| Total capital | 23,585,000 | 25,114,000 | 24,621,000 | 25,066,000 |
| Risk-weighted assets | 148,790,000 | 155,899,000 | 159,232,000 | 166,717,000 |