Call reports 2021
PILLAR BANK — 2021
What PILLAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 237,044,000 | 244,820,000 | 244,253,000 | 252,559,000 |
| Total loans | 119,179,000 | 124,948,000 | 128,696,000 | 131,129,000 |
| Allowance for loan losses | 2,321,000 | 2,321,000 | 2,322,000 | 2,323,000 |
| Securities available for sale | 104,465,000 | 105,985,000 | 100,859,000 | 104,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,722,000 | 167,280,000 | 175,915,000 | 182,480,000 |
| Interest-bearing deposits | 114,161,000 | 114,191,000 | 118,600,000 | 119,960,000 |
| Noninterest-bearing deposits | 49,561,000 | 53,089,000 | 57,315,000 | 62,520,000 |
| Equity capital | 21,970,000 | 24,806,000 | 24,849,000 | 24,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,105,000 | 6,189,000 | 8,374,000 |
| Interest expense | 164,000 | 328,000 | 479,000 | 628,000 |
| Net interest income | 1,839,000 | 3,777,000 | 5,710,000 | 7,746,000 |
| Noninterest income | 395,000 | 696,000 | 859,000 | 1,024,000 |
| Noninterest expense | 1,393,000 | 2,765,000 | 4,227,000 | 5,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 902,000 | 1,842,000 | 2,494,000 | 3,015,000 |
| Income tax | 0 | 5,000 | 7,000 | 9,000 |
| Net income | 902,000 | 1,837,000 | 2,487,000 | 3,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,426,000 | 21,360,000 | 22,010,000 | 22,529,000 |
| Total capital | 22,087,000 | 23,106,000 | 23,788,000 | 24,378,000 |
| Risk-weighted assets | 132,249,000 | 139,136,000 | 141,698,000 | 147,588,000 |