Call reports 2019
PILLAR BANK — 2019
What PILLAR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 183,753,000 | 186,529,000 | 186,765,000 | 188,232,000 |
| Total loans | 112,781,000 | 118,402,000 | 115,491,000 | 109,938,000 |
| Allowance for loan losses | 1,820,000 | 1,822,000 | 1,831,000 | 1,833,000 |
| Securities available for sale | 50,673,000 | 47,297,000 | 48,319,000 | 58,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,967,000 | 135,513,000 | 134,729,000 | 135,923,000 |
| Interest-bearing deposits | 98,322,000 | 98,977,000 | 99,025,000 | 97,492,000 |
| Noninterest-bearing deposits | 35,645,000 | 36,536,000 | 35,704,000 | 38,431,000 |
| Equity capital | 18,149,000 | 19,273,000 | 20,415,000 | 20,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,882,000 | 3,854,000 | 5,882,000 | 7,916,000 |
| Interest expense | 221,000 | 478,000 | 746,000 | 1,006,000 |
| Net interest income | 1,661,000 | 3,376,000 | 5,136,000 | 6,910,000 |
| Noninterest income | 151,000 | 320,000 | 725,000 | 912,000 |
| Noninterest expense | 1,353,000 | 2,734,000 | 4,159,000 | 5,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 494,000 | 1,057,000 | 1,797,000 | 2,167,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 493,000 | 1,056,000 | 1,796,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,464,000 | 17,536,000 | 17,826,000 | 18,021,000 |
| Total capital | 18,978,000 | 19,083,000 | 19,332,000 | 19,495,000 |
| Risk-weighted assets | 120,787,000 | 123,476,000 | 120,184,000 | 117,572,000 |