Call reports 2017
PILLAR BANK — 2017
What PILLAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 161,501,000 | 169,585,000 | 167,976,000 | 167,654,000 |
| Total loans | 105,030,000 | 111,050,000 | 112,151,000 | 108,496,000 |
| Allowance for loan losses | 2,834,000 | 2,838,000 | 2,847,000 | 1,758,000 |
| Securities available for sale | 45,149,000 | 46,353,000 | 45,890,000 | 47,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,080,000 | 137,076,000 | 137,926,000 | 136,747,000 |
| Interest-bearing deposits | 96,358,000 | 100,034,000 | 98,902,000 | 98,028,000 |
| Noninterest-bearing deposits | 33,721,000 | 37,042,000 | 39,024,000 | 38,719,000 |
| Equity capital | 16,069,000 | 16,967,000 | 17,435,000 | 17,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 3,081,000 | 4,700,000 | 6,337,000 |
| Interest expense | 118,000 | 256,000 | 418,000 | 565,000 |
| Net interest income | 1,365,000 | 2,825,000 | 4,282,000 | 5,772,000 |
| Noninterest income | 149,000 | 284,000 | 561,000 | 735,000 |
| Noninterest expense | 1,090,000 | 2,237,000 | 3,392,000 | 4,614,000 |
| Provision for loan losses | 0 | 0 | 0 | 585,000 |
| Pretax income | 424,000 | 896,000 | 1,573,000 | 1,430,000 |
| Income tax | 4,000 | 4,000 | 9,000 | 13,000 |
| Net income | 420,000 | 892,000 | 1,564,000 | 1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,809,000 | 16,280,000 | 16,952,000 | 16,806,000 |
| Total capital | 17,142,000 | 17,719,000 | 18,415,000 | 18,254,000 |
| Risk-weighted assets | 105,164,000 | 113,704,000 | 115,652,000 | 115,533,000 |