Call reports 2014
PILLAR BANK — 2014
What PILLAR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 160,531,000 | 162,667,000 | 157,840,000 | 160,508,000 |
| Total loans | 95,181,000 | 97,014,000 | 100,839,000 | 101,996,000 |
| Allowance for loan losses | 3,157,000 | 3,090,000 | 3,049,000 | 3,061,000 |
| Securities available for sale | 47,582,000 | 46,813,000 | 44,601,000 | 37,916,000 |
| Securities held to maturity | 360,000 | 360,000 | 360,000 | 220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,192,000 | 138,294,000 | 136,068,000 | 141,541,000 |
| Interest-bearing deposits | 107,485,000 | 104,929,000 | 104,845,000 | 103,950,000 |
| Noninterest-bearing deposits | 30,707,000 | 33,364,000 | 31,223,000 | 37,590,000 |
| Equity capital | 13,383,000 | 13,717,000 | 13,764,000 | 13,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,786,000 | 4,265,000 | 5,706,000 |
| Interest expense | 123,000 | 242,000 | 361,000 | 476,000 |
| Net interest income | 1,254,000 | 2,544,000 | 3,904,000 | 5,230,000 |
| Noninterest income | 52,000 | 174,000 | 380,000 | 445,000 |
| Noninterest expense | 1,286,000 | 2,571,000 | 3,905,000 | 5,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 160,000 | 386,000 | 404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 160,000 | 386,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,652,000 | 11,809,000 | 12,064,000 | 12,105,000 |
| Total capital | 12,895,000 | 13,098,000 | 13,383,000 | 13,397,000 |
| Risk-weighted assets | 98,082,000 | 101,335,000 | 103,734,000 | 101,572,000 |