Call reports 2013
PILLAR BANK — 2013
What PILLAR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 168,813,000 | 164,342,000 | 163,328,000 | 165,255,000 |
| Total loans | 95,342,000 | 102,017,000 | 97,778,000 | 94,046,000 |
| Allowance for loan losses | 3,523,000 | 3,415,000 | 3,340,000 | 3,363,000 |
| Securities available for sale | 30,441,000 | 36,348,000 | 43,068,000 | 48,436,000 |
| Securities held to maturity | 570,000 | 360,000 | 360,000 | 360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,347,000 | 140,701,000 | 140,976,000 | 142,478,000 |
| Interest-bearing deposits | 112,579,000 | 108,915,000 | 107,739,000 | 106,578,000 |
| Noninterest-bearing deposits | 31,767,000 | 31,786,000 | 33,237,000 | 35,900,000 |
| Equity capital | 13,156,000 | 13,049,000 | 13,171,000 | 13,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 2,649,000 | 4,039,000 | 5,493,000 |
| Interest expense | 158,000 | 305,000 | 441,000 | 571,000 |
| Net interest income | 1,126,000 | 2,344,000 | 3,598,000 | 4,922,000 |
| Noninterest income | 270,000 | 509,000 | 726,000 | 885,000 |
| Noninterest expense | 1,332,000 | 2,685,000 | 4,094,000 | 5,447,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 168,000 | 226,000 | 310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 168,000 | 226,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,262,000 | 11,394,000 | 11,480,000 | 11,591,000 |
| Total capital | 12,515,000 | 12,715,000 | 12,779,000 | 12,905,000 |
| Risk-weighted assets | 100,178,000 | 103,570,000 | 102,635,000 | 103,577,000 |