Call reports 2001
PILLAR BANK — 2001
What PILLAR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 95,809,000 | 98,459,000 | 101,412,000 | 103,280,000 |
| Total loans | 69,219,000 | 70,234,000 | 74,180,000 | 73,457,000 |
| Allowance for loan losses | 812,000 | 807,000 | 809,000 | 809,000 |
| Securities available for sale | 12,733,000 | 13,496,000 | 13,289,000 | 13,955,000 |
| Securities held to maturity | 5,616,000 | 5,960,000 | 6,714,000 | 6,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,883,000 | 83,481,000 | 85,725,000 | 87,681,000 |
| Interest-bearing deposits | 69,514,000 | 72,426,000 | 74,911,000 | 74,545,000 |
| Noninterest-bearing deposits | 9,369,000 | 11,055,000 | 10,814,000 | 13,136,000 |
| Equity capital | 11,372,000 | 11,694,000 | 12,034,000 | 12,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,785,000 | 5,699,000 | 7,606,000 |
| Interest expense | 895,000 | 1,790,000 | 2,649,000 | 3,390,000 |
| Net interest income | 995,000 | 1,995,000 | 3,050,000 | 4,216,000 |
| Noninterest income | 259,000 | 529,000 | 752,000 | 1,058,000 |
| Noninterest expense | 621,000 | 1,229,000 | 1,888,000 | 2,807,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 45,000 |
| Pretax income | 669,000 | 1,311,000 | 1,931,000 | 2,420,000 |
| Income tax | 225,000 | 443,000 | 649,000 | 806,000 |
| Net income | 444,000 | 868,000 | 1,282,000 | 1,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,207,000 | 11,516,000 | 11,783,000 | 11,812,000 |
| Total capital | 12,019,000 | 12,323,000 | 12,592,000 | 12,621,000 |
| Risk-weighted assets | 71,528,000 | 73,764,000 | 76,295,000 | 71,735,000 |