Call reports 2002
BANK OF LEIPSIC COMPANY, THE — 2002
What BANK OF LEIPSIC COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 67,275,000 | 66,910,000 | 68,316,000 | 67,702,000 |
| Total loans | 27,753,000 | 27,960,000 | 33,132,000 | 38,376,000 |
| Allowance for loan losses | 460,000 | 462,000 | 451,000 | 549,000 |
| Securities available for sale | 32,407,000 | 33,996,000 | 30,368,000 | 26,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,771,000 | 56,459,000 | 57,227,000 | 56,231,000 |
| Interest-bearing deposits | 53,417,000 | 52,865,000 | 52,864,000 | 51,342,000 |
| Noninterest-bearing deposits | 3,354,000 | 3,594,000 | 4,363,000 | 4,889,000 |
| Equity capital | 5,687,000 | 6,056,000 | 6,577,000 | 6,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 1,975,000 | 2,980,000 | 3,983,000 |
| Interest expense | 536,000 | 1,035,000 | 1,502,000 | 1,925,000 |
| Net interest income | 467,000 | 940,000 | 1,478,000 | 2,058,000 |
| Noninterest income | 26,000 | 93,000 | 146,000 | 200,000 |
| Noninterest expense | 458,000 | 930,000 | 1,484,000 | 2,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 35,000 | 103,000 | 208,000 | 178,000 |
| Income tax | -31,000 | -45,000 | -63,000 | -125,000 |
| Net income | 66,000 | 148,000 | 271,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,253,000 | 5,354,000 | 5,496,000 | 5,529,000 |
| Total capital | 5,692,000 | 5,786,000 | 5,946,000 | 6,078,000 |
| Risk-weighted assets | 35,205,000 | 34,544,000 | 37,664,000 | 43,771,000 |