Call reports 2001
BANK OF LEIPSIC COMPANY, THE — 2001
What BANK OF LEIPSIC COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,339,000 | 66,680,000 | 69,419,000 | 69,237,000 |
| Total loans | 34,084,000 | 31,825,000 | 30,978,000 | 28,720,000 |
| Allowance for loan losses | 564,000 | 570,000 | 565,000 | 510,000 |
| Securities available for sale | 25,481,000 | 28,107,000 | 28,588,000 | 29,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,939,000 | 55,392,000 | 57,250,000 | 57,964,000 |
| Interest-bearing deposits | 51,572,000 | 51,792,000 | 52,212,000 | 53,217,000 |
| Noninterest-bearing deposits | 3,367,000 | 3,600,000 | 5,038,000 | 4,747,000 |
| Equity capital | 5,937,000 | 5,878,000 | 6,117,000 | 5,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,377,000 | 3,479,000 | 4,535,000 |
| Interest expense | 704,000 | 1,389,000 | 2,055,000 | 2,700,000 |
| Net interest income | 508,000 | 988,000 | 1,424,000 | 1,835,000 |
| Noninterest income | 38,000 | 78,000 | 119,000 | 164,000 |
| Noninterest expense | 412,000 | 783,000 | 1,146,000 | 1,574,000 |
| Provision for loan losses | 8,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 126,000 | 270,000 | 384,000 | 412,000 |
| Income tax | 8,000 | 24,000 | 27,000 | -3,000 |
| Net income | 118,000 | 246,000 | 357,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,261,000 | 5,259,000 | 5,239,000 | 5,167,000 |
| Total capital | 5,708,000 | 5,717,000 | 5,704,000 | 5,608,000 |
| Risk-weighted assets | 35,660,000 | 36,524,000 | 37,068,000 | 35,189,000 |