Call reports 2003
PINNACLE STATE BANK — 2003
What PINNACLE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 65,262,000 | 66,434,000 | 64,654,000 |
| Total loans | 45,462,000 | 45,717,000 | 55,385,000 |
| Allowance for loan losses | 714,000 | 713,000 | 698,000 |
| Securities available for sale | 7,136,000 | 7,056,000 | 5,627,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 52,186,000 | 52,820,000 | 50,517,000 |
| Interest-bearing deposits | 36,191,000 | 35,892,000 | 35,386,000 |
| Noninterest-bearing deposits | 15,995,000 | 16,928,000 | 15,131,000 |
| Equity capital | 8,367,000 | 8,504,000 | 8,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 919,000 | 1,846,000 | 2,743,000 |
| Interest expense | 117,000 | 218,000 | 313,000 |
| Net interest income | 802,000 | 1,628,000 | 2,430,000 |
| Noninterest income | 317,000 | 644,000 | 1,015,000 |
| Noninterest expense | 618,000 | 1,264,000 | 1,889,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 501,000 | 1,008,000 | 1,564,000 |
| Income tax | 150,000 | 319,000 | 535,000 |
| Net income | 351,000 | 689,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 8,292,000 | 8,429,000 | 8,290,000 |
| Total capital | 8,921,000 | 9,067,000 | 8,988,000 |
| Risk-weighted assets | 50,205,000 | 50,989,000 | 56,872,000 |