Call reports 2001
PINNACLE STATE BANK — 2001
What PINNACLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,491,000 | 56,054,000 | 57,324,000 | 58,471,000 |
| Total loans | 41,455,000 | 39,884,000 | 38,488,000 | 40,005,000 |
| Allowance for loan losses | 608,000 | 597,000 | 577,000 | 635,000 |
| Securities available for sale | 6,265,000 | 7,696,000 | 7,733,000 | 7,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,352,000 | 44,430,000 | 45,326,000 | 47,413,000 |
| Interest-bearing deposits | 31,447,000 | 30,527,000 | 32,268,000 | 32,883,000 |
| Noninterest-bearing deposits | 13,905,000 | 13,903,000 | 13,058,000 | 14,530,000 |
| Equity capital | 7,936,000 | 8,048,000 | 8,226,000 | 8,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 995,000 | 1,979,000 | 2,959,000 | 3,887,000 |
| Interest expense | 332,000 | 598,000 | 850,000 | 1,049,000 |
| Net interest income | 663,000 | 1,381,000 | 2,109,000 | 2,838,000 |
| Noninterest income | 204,000 | 459,000 | 725,000 | 970,000 |
| Noninterest expense | 548,000 | 1,126,000 | 1,683,000 | 2,299,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 85,000 |
| Pretax income | 309,000 | 704,000 | 1,141,000 | 1,424,000 |
| Income tax | 85,000 | 219,000 | 386,000 | 498,000 |
| Net income | 224,000 | 485,000 | 755,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,862,000 | 7,974,000 | 8,094,000 | 7,865,000 |
| Total capital | 8,353,000 | 8,525,000 | 8,633,000 | 8,420,000 |
| Risk-weighted assets | 39,143,000 | 44,062,000 | 43,108,000 | 44,338,000 |