Call reports 2006

FIRST BANK OF WEST TEXAS — 2006

Name: FIRST BANK OF WEST TEXAS — FFIEC call report 2006
Creator: FIRST BANK OF WEST TEXAS

What FIRST BANK OF WEST TEXAS reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5bfa5e64-1f2a-4487-8555-b2107eb50ace/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	100,514,000	99,802,000	100,211,000	109,516,000
Total loans	56,960,000	59,300,000	61,657,000	62,849,000
Allowance for loan losses	654,000	693,000	690,000	734,000
Securities available for sale	29,269,000	27,269,000	26,829,000	25,283,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	90,696,000	90,728,000	90,898,000	100,317,000
Interest-bearing deposits	74,111,000	73,867,000	74,242,000	78,348,000
Noninterest-bearing deposits	16,584,000	16,861,000	16,657,000	21,969,000
Equity capital	7,252,000	7,088,000	7,359,000	7,469,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,509,000	3,078,000	4,722,000	6,441,000
Interest expense	587,000	1,209,000	1,882,000	2,613,000
Net interest income	922,000	1,869,000	2,840,000	3,828,000
Noninterest income	161,000	301,000	479,000	730,000
Noninterest expense	879,000	1,804,000	2,680,000	3,677,000
Provision for loan losses	45,000	83,000	123,000	162,000
Pretax income	167,000	291,000	484,000	687,000
Income tax	45,000	72,000	130,000	186,000
Net income	122,000	219,000	354,000	501,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	7,606,000	7,702,000	7,763,000	7,761,000
Total capital	8,260,000	8,395,000	8,453,000	8,495,000
Risk-weighted assets	62,371,000	61,695,000	63,049,000	67,470,000