Call reports 2002
FIRST BANK OF WEST TEXAS — 2002
What FIRST BANK OF WEST TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 78,641,000 | 77,997,000 | 79,737,000 | 81,386,000 |
| Total loans | 44,821,000 | 46,380,000 | 47,731,000 | 49,272,000 |
| Allowance for loan losses | 537,000 | 573,000 | 607,000 | 619,000 |
| Securities available for sale | 26,710,000 | 25,564,000 | 21,942,000 | 23,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,766,000 | 70,358,000 | 71,865,000 | 73,469,000 |
| Interest-bearing deposits | 64,076,000 | 62,484,000 | 63,407,000 | 64,862,000 |
| Noninterest-bearing deposits | 7,690,000 | 7,873,000 | 8,458,000 | 8,607,000 |
| Equity capital | 5,809,000 | 6,363,000 | 6,583,000 | 6,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,511,000 | 3,737,000 | 4,933,000 |
| Interest expense | 562,000 | 1,046,000 | 1,512,000 | 1,933,000 |
| Net interest income | 685,000 | 1,465,000 | 2,225,000 | 3,000,000 |
| Noninterest income | 100,000 | 263,000 | 406,000 | 548,000 |
| Noninterest expense | 635,000 | 1,230,000 | 1,900,000 | 2,577,000 |
| Provision for loan losses | 14,000 | 60,000 | 87,000 | 113,000 |
| Pretax income | 136,000 | 438,000 | 644,000 | 903,000 |
| Income tax | 27,000 | 112,000 | 161,000 | 233,000 |
| Net income | 109,000 | 326,000 | 483,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,718,000 | 5,930,000 | 6,095,000 | 6,207,000 |
| Total capital | 6,255,000 | 6,503,000 | 6,702,000 | 6,826,000 |
| Risk-weighted assets | 48,405,000 | 48,121,000 | 48,677,000 | 52,042,000 |