Call reports 2001
FIRST BANK OF WEST TEXAS — 2001
What FIRST BANK OF WEST TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,418,000 | 72,659,000 | 76,711,000 | 81,435,000 |
| Total loans | 40,566,000 | 42,737,000 | 43,773,000 | 45,514,000 |
| Allowance for loan losses | 512,000 | 527,000 | 532,000 | 535,000 |
| Securities available for sale | 22,832,000 | 23,186,000 | 22,620,000 | 25,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,220,000 | 65,532,000 | 69,403,000 | 74,513,000 |
| Interest-bearing deposits | 55,043,000 | 57,599,000 | 61,184,000 | 66,176,000 |
| Noninterest-bearing deposits | 8,177,000 | 7,933,000 | 8,219,000 | 8,337,000 |
| Equity capital | 5,687,000 | 5,640,000 | 5,863,000 | 5,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,689,000 | 4,028,000 | 5,336,000 |
| Interest expense | 780,000 | 1,551,000 | 2,299,000 | 2,987,000 |
| Net interest income | 555,000 | 1,138,000 | 1,729,000 | 2,349,000 |
| Noninterest income | 133,000 | 273,000 | 407,000 | 539,000 |
| Noninterest expense | 613,000 | 1,251,000 | 1,889,000 | 2,503,000 |
| Provision for loan losses | 13,000 | 26,000 | 39,000 | 52,000 |
| Pretax income | 61,000 | 135,000 | 209,000 | 334,000 |
| Income tax | -1,000 | 3,000 | 7,000 | 37,000 |
| Net income | 62,000 | 132,000 | 202,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,344,000 | 5,428,000 | 5,518,000 | 5,625,000 |
| Total capital | 5,856,000 | 5,955,000 | 6,050,000 | 6,160,000 |
| Risk-weighted assets | 42,122,000 | 43,498,000 | 46,499,000 | 47,223,000 |