Call reports 2001
STATE BANK OF DANVERS — 2001
What STATE BANK OF DANVERS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,474,000 | 40,224,000 | 40,148,000 | 45,222,000 |
| Total loans | 23,782,000 | 25,260,000 | 25,618,000 | 24,550,000 |
| Allowance for loan losses | 652,000 | 544,000 | 532,000 | 628,000 |
| Securities available for sale | 9,903,000 | 9,328,000 | 5,419,000 | 6,414,000 |
| Securities held to maturity | 1,808,000 | 1,797,000 | 1,566,000 | 1,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,699,000 | 33,287,000 | 33,186,000 | 40,872,000 |
| Interest-bearing deposits | 30,835,000 | 30,022,000 | 29,499,000 | 34,693,000 |
| Noninterest-bearing deposits | 3,864,000 | 3,265,000 | 3,687,000 | 6,179,000 |
| Equity capital | 5,818,000 | 5,932,000 | 5,990,000 | 3,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,636,000 | 2,433,000 | 3,151,000 |
| Interest expense | 394,000 | 776,000 | 1,119,000 | 1,418,000 |
| Net interest income | 440,000 | 860,000 | 1,314,000 | 1,733,000 |
| Noninterest income | 22,000 | 62,000 | 77,000 | 110,000 |
| Noninterest expense | 273,000 | 529,000 | 940,000 | 1,254,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 156,000 | 331,000 | 394,000 | 502,000 |
| Income tax | 48,000 | 103,000 | 112,000 | 127,000 |
| Net income | 108,000 | 228,000 | 282,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,748,000 | 5,867,000 | 5,922,000 | 3,572,000 |
| Total capital | 6,126,000 | 6,249,000 | 6,281,000 | 3,929,000 |
| Risk-weighted assets | 29,932,000 | 30,440,000 | 28,508,000 | 28,291,000 |