Call reports 2025
FIRST COMMERCE BANK — 2025
What FIRST COMMERCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 863,563,000 | 857,503,000 | 881,839,000 | 892,579,000 |
| Total loans | 643,319,000 | 659,848,000 | 689,952,000 | 712,930,000 |
| Allowance for loan losses | 4,977,000 | 5,169,000 | 5,413,000 | 6,231,000 |
| Securities available for sale | 82,691,000 | 83,075,000 | 82,434,000 | 79,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 766,727,000 | 757,584,000 | 774,707,000 | 787,263,000 |
| Interest-bearing deposits | 614,189,000 | 608,186,000 | 637,872,000 | 663,145,000 |
| Noninterest-bearing deposits | 152,538,000 | 149,398,000 | 136,835,000 | 124,118,000 |
| Equity capital | 86,116,000 | 88,062,000 | 92,648,000 | 94,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,355,000 | 25,946,000 | 39,935,000 | 53,736,000 |
| Interest expense | 4,076,000 | 8,411,000 | 12,766,000 | 17,086,000 |
| Net interest income | 8,279,000 | 17,535,000 | 27,169,000 | 36,650,000 |
| Noninterest income | 661,000 | 1,375,000 | 2,101,000 | 2,773,000 |
| Noninterest expense | 4,073,000 | 8,825,000 | 13,681,000 | 19,091,000 |
| Provision for loan losses | 200,000 | 500,000 | 800,000 | 350,000 |
| Pretax income | 4,623,000 | 9,526,000 | 14,715,000 | 19,717,000 |
| Income tax | 1,072,000 | 2,097,000 | 3,159,000 | 4,185,000 |
| Net income | 3,551,000 | 7,429,000 | 11,556,000 | 15,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,462,000 | 86,654,000 | 89,936,000 | 91,829,000 |