Call reports 2024
FIRST COMMERCE BANK — 2024
What FIRST COMMERCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 650,001,000 | 653,002,000 | 664,597,000 | 663,832,000 |
| Total loans | 506,560,000 | 498,156,000 | 511,806,000 | 523,905,000 |
| Allowance for loan losses | 4,834,000 | 4,815,000 | 4,798,000 | 4,788,000 |
| Securities available for sale | 57,127,000 | 59,621,000 | 67,667,000 | 65,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 583,389,000 | 584,565,000 | 591,670,000 | 593,229,000 |
| Interest-bearing deposits | 478,600,000 | 478,365,000 | 484,886,000 | 487,611,000 |
| Noninterest-bearing deposits | 104,789,000 | 106,200,000 | 106,784,000 | 105,618,000 |
| Equity capital | 58,475,000 | 60,096,000 | 64,459,000 | 63,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,857,000 | 20,125,000 | 30,748,000 | 41,344,000 |
| Interest expense | 3,587,000 | 7,399,000 | 11,376,000 | 15,177,000 |
| Net interest income | 6,270,000 | 12,726,000 | 19,372,000 | 26,167,000 |
| Noninterest income | 496,000 | 1,039,000 | 1,604,000 | 2,117,000 |
| Noninterest expense | 3,319,000 | 6,663,000 | 9,887,000 | 13,513,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,447,000 | 7,102,000 | 11,089,000 | 14,771,000 |
| Income tax | 726,000 | 1,502,000 | 2,306,000 | 3,228,000 |
| Net income | 2,721,000 | 5,600,000 | 8,783,000 | 11,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,686,000 | 64,195,000 | 67,278,000 | 68,367,000 |