Call reports 2023
FIRST COMMERCE BANK — 2023
What FIRST COMMERCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 606,018,000 | 603,756,000 | 599,632,000 | 629,808,000 |
| Total loans | 457,148,000 | 470,072,000 | 478,261,000 | 495,815,000 |
| Allowance for loan losses | 4,691,000 | 4,700,000 | 4,677,000 | 4,849,000 |
| Securities available for sale | 59,340,000 | 58,494,000 | 51,824,000 | 56,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,804,000 | 545,693,000 | 539,540,000 | 567,512,000 |
| Interest-bearing deposits | 441,131,000 | 434,106,000 | 431,496,000 | 463,792,000 |
| Noninterest-bearing deposits | 108,673,000 | 111,587,000 | 108,044,000 | 103,720,000 |
| Equity capital | 50,834,000 | 51,672,000 | 52,618,000 | 56,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,236,000 | 15,329,000 | 23,848,000 | 33,116,000 |
| Interest expense | 1,605,000 | 3,790,000 | 6,380,000 | 9,545,000 |
| Net interest income | 5,631,000 | 11,539,000 | 17,468,000 | 23,571,000 |
| Noninterest income | 450,000 | 933,000 | 1,400,000 | 1,863,000 |
| Noninterest expense | 2,990,000 | 6,054,000 | 9,266,000 | 12,898,000 |
| Provision for loan losses | 0 | 0 | 0 | 210,000 |
| Pretax income | 3,092,000 | 6,419,000 | 9,563,000 | 12,287,000 |
| Income tax | 701,000 | 1,389,000 | 2,028,000 | 2,550,000 |
| Net income | 2,391,000 | 5,030,000 | 7,535,000 | 9,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,932,000 | 56,390,000 | 58,895,000 | 59,966,000 |