Call reports 2022
FIRST COMMERCE BANK — 2022
What FIRST COMMERCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 537,122,000 | 545,507,000 | 563,444,000 | 572,425,000 |
| Total loans | 392,308,000 | 402,309,000 | 423,907,000 | 447,286,000 |
| Allowance for loan losses | 4,548,000 | 4,551,000 | 4,544,000 | 4,733,000 |
| Securities available for sale | 40,807,000 | 41,182,000 | 44,416,000 | 48,815,000 |
| Securities held to maturity | 11,267,000 | 11,264,000 | 11,261,000 | 11,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,184,000 | 495,290,000 | 512,324,000 | 519,432,000 |
| Interest-bearing deposits | 380,209,000 | 386,461,000 | 395,652,000 | 405,268,000 |
| Noninterest-bearing deposits | 105,975,000 | 108,829,000 | 116,673,000 | 114,164,000 |
| Equity capital | 47,204,000 | 46,257,000 | 47,207,000 | 49,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,040,000 | 10,426,000 | 16,428,000 | 23,153,000 |
| Interest expense | 478,000 | 988,000 | 1,639,000 | 2,661,000 |
| Net interest income | 4,562,000 | 9,438,000 | 14,789,000 | 20,492,000 |
| Noninterest income | 478,000 | 965,000 | 1,433,000 | 1,908,000 |
| Noninterest expense | 2,681,000 | 5,531,000 | 8,357,000 | 11,741,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 200,000 |
| Pretax income | 2,359,000 | 4,872,000 | 7,815,000 | 10,259,000 |
| Income tax | 571,000 | 1,172,000 | 1,888,000 | 2,296,000 |
| Net income | 1,788,000 | 3,700,000 | 5,927,000 | 7,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,630,000 | 49,551,000 | 51,778,000 | 52,824,000 |