Call reports 2021
FIRST COMMERCE BANK — 2021
What FIRST COMMERCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 501,638,000 | 507,040,000 | 505,794,000 | 518,979,000 |
| Total loans | 355,794,000 | 355,904,000 | 372,480,000 | 389,656,000 |
| Allowance for loan losses | 4,546,000 | 4,603,000 | 4,612,000 | 4,507,000 |
| Securities available for sale | 27,028,000 | 40,800,000 | 39,785,000 | 43,771,000 |
| Securities held to maturity | 12,712,000 | 11,958,000 | 11,274,000 | 11,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,020,000 | 458,367,000 | 455,553,000 | 468,852,000 |
| Interest-bearing deposits | 353,428,000 | 358,567,000 | 355,335,000 | 364,842,000 |
| Noninterest-bearing deposits | 95,593,000 | 99,800,000 | 100,218,000 | 104,010,000 |
| Equity capital | 44,374,000 | 44,929,000 | 46,635,000 | 46,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,744,000 | 9,556,000 | 14,500,000 | 19,649,000 |
| Interest expense | 745,000 | 1,404,000 | 1,980,000 | 2,498,000 |
| Net interest income | 3,999,000 | 8,152,000 | 12,520,000 | 17,151,000 |
| Noninterest income | 458,000 | 994,000 | 1,503,000 | 2,006,000 |
| Noninterest expense | 2,454,000 | 4,948,000 | 7,575,000 | 10,538,000 |
| Provision for loan losses | 100,000 | 175,000 | 200,000 | 200,000 |
| Pretax income | 1,903,000 | 4,027,000 | 6,252,000 | 8,423,000 |
| Income tax | 439,000 | 941,000 | 1,474,000 | 1,998,000 |
| Net income | 1,464,000 | 3,086,000 | 4,778,000 | 6,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,885,000 | 44,492,000 | 46,184,000 | 46,842,000 |
| Total capital | 48,338,000 | 49,162,000 | — | — |
| Risk-weighted assets | 356,154,000 | 374,040,000 | — | — |