Call reports 2020
FIRST COMMERCE BANK — 2020
What FIRST COMMERCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 453,445,000 | 490,063,000 | 474,381,000 | 474,240,000 |
| Total loans | 315,932,000 | 338,904,000 | 343,465,000 | 348,297,000 |
| Allowance for loan losses | 4,118,000 | 4,146,000 | 4,283,000 | 4,433,000 |
| Securities available for sale | 38,936,000 | 34,026,000 | 28,970,000 | 25,633,000 |
| Securities held to maturity | 12,727,000 | 12,724,000 | 12,720,000 | 12,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,524,000 | 440,112,000 | 423,004,000 | 423,083,000 |
| Interest-bearing deposits | 338,969,000 | 359,713,000 | 341,332,000 | 340,459,000 |
| Noninterest-bearing deposits | 65,554,000 | 80,399,000 | 81,672,000 | 82,625,000 |
| Equity capital | 40,181,000 | 41,359,000 | 42,640,000 | 42,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,973,000 | 9,694,000 | 14,519,000 | 19,450,000 |
| Interest expense | 1,165,000 | 2,211,000 | 3,173,000 | 4,035,000 |
| Net interest income | 3,808,000 | 7,483,000 | 11,346,000 | 15,415,000 |
| Noninterest income | 334,000 | 764,000 | 1,192,000 | 1,978,000 |
| Noninterest expense | 2,195,000 | 4,583,000 | 6,972,000 | 9,859,000 |
| Provision for loan losses | 90,000 | 240,000 | 390,000 | 784,000 |
| Pretax income | 1,860,000 | 3,429,000 | 5,181,000 | 6,756,000 |
| Income tax | 423,000 | 771,000 | 1,170,000 | 1,529,000 |
| Net income | 1,437,000 | 2,658,000 | 4,011,000 | 5,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,470,000 | 40,772,000 | 42,125,000 | 42,422,000 |
| Total capital | 44,610,000 | 44,940,000 | 46,430,000 | 46,922,000 |
| Risk-weighted assets | 336,705,000 | 360,467,000 | 363,277,000 | 367,866,000 |