Call reports 2019
FIRST COMMERCE BANK — 2019
What FIRST COMMERCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 433,670,000 | 428,098,000 | 432,410,000 | 447,518,000 |
| Total loans | 299,425,000 | 302,511,000 | 305,613,000 | 314,522,000 |
| Allowance for loan losses | 3,588,000 | 3,692,000 | 3,771,000 | 4,039,000 |
| Securities available for sale | 50,280,000 | 51,530,000 | 41,695,000 | 38,774,000 |
| Securities held to maturity | 12,743,000 | 12,739,000 | 12,735,000 | 12,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,621,000 | 382,217,000 | 384,145,000 | 400,205,000 |
| Interest-bearing deposits | 326,521,000 | 322,469,000 | 321,441,000 | 333,663,000 |
| Noninterest-bearing deposits | 62,100,000 | 59,748,000 | 62,704,000 | 66,543,000 |
| Equity capital | 36,823,000 | 37,578,000 | 39,117,000 | 39,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,741,000 | 9,636,000 | 14,609,000 | 19,598,000 |
| Interest expense | 976,000 | 2,059,000 | 3,195,000 | 4,375,000 |
| Net interest income | 3,765,000 | 7,577,000 | 11,414,000 | 15,223,000 |
| Noninterest income | 329,000 | 677,000 | 1,047,000 | 1,409,000 |
| Noninterest expense | 2,147,000 | 4,323,000 | 6,517,000 | 8,868,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 560,000 |
| Pretax income | 1,858,000 | 3,752,000 | 5,675,000 | 7,205,000 |
| Income tax | 422,000 | 854,000 | 1,293,000 | 1,636,000 |
| Net income | 1,436,000 | 2,898,000 | 4,382,000 | 5,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,739,000 | 37,282,000 | 38,766,000 | 39,033,000 |
| Total capital | 40,349,000 | 40,996,000 | 42,559,000 | 43,094,000 |
| Risk-weighted assets | 310,315,000 | 309,327,000 | 316,990,000 | 334,362,000 |