Call reports 2018
FIRST COMMERCE BANK — 2018
What FIRST COMMERCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 372,895,000 | 380,774,000 | 390,616,000 | 411,624,000 |
| Total loans | 269,288,000 | 282,402,000 | 287,946,000 | 301,356,000 |
| Allowance for loan losses | 3,114,000 | 3,153,000 | 3,241,000 | 3,499,000 |
| Securities available for sale | 47,514,000 | 49,947,000 | 45,250,000 | 46,365,000 |
| Securities held to maturity | 12,759,000 | 12,755,000 | 12,751,000 | 12,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,986,000 | 338,827,000 | 347,437,000 | 368,968,000 |
| Interest-bearing deposits | 284,573,000 | 282,338,000 | 288,087,000 | 304,730,000 |
| Noninterest-bearing deposits | 52,413,000 | 56,489,000 | 59,349,000 | 64,238,000 |
| Equity capital | 33,100,000 | 33,513,000 | 34,712,000 | 35,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,969,000 | 8,162,000 | 12,562,000 | 17,165,000 |
| Interest expense | 522,000 | 1,152,000 | 1,916,000 | 2,816,000 |
| Net interest income | 3,447,000 | 7,010,000 | 10,646,000 | 14,349,000 |
| Noninterest income | 343,000 | 657,000 | 1,005,000 | 1,328,000 |
| Noninterest expense | 2,053,000 | 4,123,000 | 6,229,000 | 8,429,000 |
| Provision for loan losses | 60,000 | 120,000 | 190,000 | 480,000 |
| Pretax income | 1,679,000 | 3,433,000 | 5,241,000 | 6,777,000 |
| Income tax | 374,000 | 769,000 | 1,179,000 | 1,492,000 |
| Net income | 1,305,000 | 2,664,000 | 4,062,000 | 5,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,162,000 | 33,602,000 | 35,000,000 | 35,303,000 |
| Total capital | 36,297,000 | 36,777,000 | 38,262,000 | 38,824,000 |
| Risk-weighted assets | 298,246,000 | 305,144,000 | 309,920,000 | 318,227,000 |