Call reports 2017
FIRST COMMERCE BANK — 2017
What FIRST COMMERCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 347,434,000 | 356,696,000 | 358,227,000 | 355,222,000 |
| Total loans | 247,125,000 | 251,710,000 | 266,160,000 | 268,395,000 |
| Allowance for loan losses | 3,038,000 | 3,070,000 | 3,105,000 | 3,050,000 |
| Securities available for sale | 47,424,000 | 48,454,000 | 46,670,000 | 42,605,000 |
| Securities held to maturity | 9,922,000 | 11,078,000 | 12,767,000 | 12,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,007,000 | 322,843,000 | 322,569,000 | 320,828,000 |
| Interest-bearing deposits | 255,699,000 | 266,118,000 | 263,577,000 | 264,253,000 |
| Noninterest-bearing deposits | 58,308,000 | 56,725,000 | 58,992,000 | 56,575,000 |
| Equity capital | 30,417,000 | 30,950,000 | 32,085,000 | 32,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,554,000 | 7,299,000 | 11,207,000 | 15,137,000 |
| Interest expense | 409,000 | 848,000 | 1,302,000 | 1,777,000 |
| Net interest income | 3,145,000 | 6,451,000 | 9,905,000 | 13,360,000 |
| Noninterest income | 241,000 | 518,000 | 812,000 | 1,133,000 |
| Noninterest expense | 1,907,000 | 3,823,000 | 5,807,000 | 7,730,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 330,000 |
| Pretax income | 1,434,000 | 3,060,000 | 4,779,000 | 6,440,000 |
| Income tax | 448,000 | 967,000 | 1,517,000 | 2,457,000 |
| Net income | 986,000 | 2,093,000 | 3,262,000 | 3,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,299,000 | 30,700,000 | 31,869,000 | 31,882,000 |
| Total capital | 33,359,000 | 33,792,000 | 34,996,000 | 34,954,000 |
| Risk-weighted assets | 262,896,000 | 272,828,000 | 288,239,000 | 290,934,000 |