Call reports 2015
FIRST COMMERCE BANK — 2015
What FIRST COMMERCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 295,463,000 | 290,311,000 | 298,980,000 | 298,336,000 |
| Total loans | 201,818,000 | 205,018,000 | 207,526,000 | 212,010,000 |
| Allowance for loan losses | 3,194,000 | 3,187,000 | 2,701,000 | 2,696,000 |
| Securities available for sale | 45,496,000 | 49,728,000 | 48,014,000 | 46,953,000 |
| Securities held to maturity | 4,997,000 | 4,997,000 | 4,997,000 | 4,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,550,000 | 258,101,000 | 265,946,000 | 265,264,000 |
| Interest-bearing deposits | 198,449,000 | 196,786,000 | 210,782,000 | 213,547,000 |
| Noninterest-bearing deposits | 65,101,000 | 61,315,000 | 55,164,000 | 51,717,000 |
| Equity capital | 29,427,000 | 29,217,000 | 30,230,000 | 30,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,992,000 | 6,071,000 | 9,232,000 | 12,434,000 |
| Interest expense | 257,000 | 516,000 | 778,000 | 1,052,000 |
| Net interest income | 2,735,000 | 5,555,000 | 8,454,000 | 11,382,000 |
| Noninterest income | 217,000 | 478,000 | 709,000 | 906,000 |
| Noninterest expense | 1,777,000 | 3,554,000 | 5,379,000 | 7,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,175,000 | 2,595,000 | 3,992,000 | 5,349,000 |
| Income tax | 365,000 | 821,000 | 1,263,000 | 1,729,000 |
| Net income | 810,000 | 1,774,000 | 2,729,000 | 3,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,705,000 | 28,919,000 | 29,872,000 | 30,014,000 |
| Total capital | 31,374,000 | 31,620,000 | 32,595,000 | 32,732,000 |
| Risk-weighted assets | 212,953,000 | 215,551,000 | 221,411,000 | 223,795,000 |