Call reports 2013
FIRST COMMERCE BANK — 2013
What FIRST COMMERCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 273,621,000 | 272,514,000 | 267,475,000 | 263,516,000 |
| Total loans | 165,828,000 | 172,259,000 | 173,058,000 | 179,831,000 |
| Allowance for loan losses | 2,531,000 | 2,601,000 | 2,558,000 | 3,530,000 |
| Securities available for sale | 51,140,000 | 49,136,000 | 48,618,000 | 46,107,000 |
| Securities held to maturity | 5,084,000 | 5,071,000 | 5,056,000 | 5,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,911,000 | 239,774,000 | 234,187,000 | 234,911,000 |
| Interest-bearing deposits | 197,367,000 | 194,912,000 | 188,154,000 | 187,371,000 |
| Noninterest-bearing deposits | 43,544,000 | 44,862,000 | 46,033,000 | 47,540,000 |
| Equity capital | 25,805,000 | 25,771,000 | 26,291,000 | 26,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,756,000 | 5,596,000 | 8,413,000 | 11,273,000 |
| Interest expense | 472,000 | 903,000 | 1,276,000 | 1,611,000 |
| Net interest income | 2,284,000 | 4,693,000 | 7,137,000 | 9,662,000 |
| Noninterest income | 237,000 | 511,000 | 841,000 | 2,164,000 |
| Noninterest expense | 1,565,000 | 3,174,000 | 4,809,000 | 6,495,000 |
| Provision for loan losses | 180,000 | 300,000 | 390,000 | 480,000 |
| Pretax income | 776,000 | 1,987,000 | 3,054,000 | 5,126,000 |
| Income tax | 212,000 | 597,000 | 926,000 | 1,678,000 |
| Net income | 564,000 | 1,390,000 | 2,128,000 | 3,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,584,000 | 25,410,000 | 26,150,000 | 26,536,000 |
| Total capital | 26,839,000 | 27,726,000 | 28,473,000 | 28,959,000 |
| Risk-weighted assets | 180,118,000 | 185,013,000 | 185,590,000 | 192,732,000 |