Call reports 2012
FIRST COMMERCE BANK — 2012
What FIRST COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 258,031,000 | 257,592,000 | 265,714,000 | 267,063,000 |
| Total loans | 159,198,000 | 158,357,000 | 159,819,000 | 164,324,000 |
| Allowance for loan losses | 2,007,000 | 2,159,000 | 2,258,000 | 2,385,000 |
| Securities available for sale | 58,777,000 | 61,679,000 | 57,926,000 | 57,652,000 |
| Securities held to maturity | 1,152,000 | 138,000 | 122,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,103,000 | 224,935,000 | 231,859,000 | 234,266,000 |
| Interest-bearing deposits | 181,522,000 | 186,467,000 | 191,477,000 | 193,069,000 |
| Noninterest-bearing deposits | 43,581,000 | 38,468,000 | 40,382,000 | 41,198,000 |
| Equity capital | 24,318,000 | 25,042,000 | 25,788,000 | 25,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,852,000 | 5,642,000 | 8,472,000 | 11,287,000 |
| Interest expense | 536,000 | 1,051,000 | 1,557,000 | 2,055,000 |
| Net interest income | 2,316,000 | 4,591,000 | 6,915,000 | 9,232,000 |
| Noninterest income | 208,000 | 459,000 | 675,000 | 930,000 |
| Noninterest expense | 1,486,000 | 2,995,000 | 4,528,000 | 6,076,000 |
| Provision for loan losses | 320,000 | 500,000 | 647,000 | 827,000 |
| Pretax income | 857,000 | 1,695,000 | 2,555,000 | 3,399,000 |
| Income tax | 234,000 | 463,000 | 699,000 | 933,000 |
| Net income | 623,000 | 1,232,000 | 1,856,000 | 2,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,992,000 | 23,601,000 | 24,225,000 | 24,021,000 |
| Total capital | 24,999,000 | 25,701,000 | 26,366,000 | 26,234,000 |
| Risk-weighted assets | 167,809,000 | 167,934,000 | 171,111,000 | 176,794,000 |