Call reports 2011
FIRST COMMERCE BANK — 2011
What FIRST COMMERCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 242,788,000 | 243,845,000 | 243,726,000 | 246,093,000 |
| Total loans | 153,515,000 | 154,163,000 | 153,280,000 | 156,221,000 |
| Allowance for loan losses | 2,272,000 | 1,949,000 | 2,098,000 | 2,066,000 |
| Securities available for sale | 56,120,000 | 56,026,000 | 56,150,000 | 52,508,000 |
| Securities held to maturity | 1,241,000 | 1,215,000 | 1,194,000 | 2,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,459,000 | 213,646,000 | 211,931,000 | 214,944,000 |
| Interest-bearing deposits | 183,483,000 | 176,529,000 | 176,634,000 | 178,548,000 |
| Noninterest-bearing deposits | 30,976,000 | 37,117,000 | 35,298,000 | 36,397,000 |
| Equity capital | 21,776,000 | 22,914,000 | 24,020,000 | 23,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,814,000 | 5,696,000 | 8,597,000 | 11,425,000 |
| Interest expense | 704,000 | 1,350,000 | 1,950,000 | 2,513,000 |
| Net interest income | 2,110,000 | 4,346,000 | 6,647,000 | 8,912,000 |
| Noninterest income | 319,000 | 544,000 | 771,000 | 1,086,000 |
| Noninterest expense | 1,453,000 | 2,906,000 | 4,380,000 | 5,893,000 |
| Provision for loan losses | 230,000 | 382,000 | 562,000 | 776,000 |
| Pretax income | 746,000 | 1,602,000 | 2,476,000 | 3,329,000 |
| Income tax | 193,000 | 422,000 | 672,000 | 918,000 |
| Net income | 553,000 | 1,180,000 | 1,804,000 | 2,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,314,000 | 21,865,000 | 22,414,000 | 22,358,000 |
| Total capital | 23,361,000 | 23,835,000 | 24,467,000 | 24,424,000 |
| Risk-weighted assets | 163,522,000 | 164,623,000 | 164,147,000 | 165,630,000 |