Call reports 2010
FIRST COMMERCE BANK — 2010
What FIRST COMMERCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 250,787,000 | 251,796,000 | 250,672,000 | 238,428,000 |
| Total loans | 153,768,000 | 152,181,000 | 151,820,000 | 152,157,000 |
| Allowance for loan losses | 1,756,000 | 1,860,000 | 2,168,000 | 2,145,000 |
| Securities available for sale | 64,230,000 | 59,741,000 | 57,253,000 | 57,516,000 |
| Securities held to maturity | 467,000 | 1,394,000 | 1,332,000 | 1,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,803,000 | 212,276,000 | 212,671,000 | 209,827,000 |
| Interest-bearing deposits | 180,601,000 | 182,887,000 | 182,735,000 | 181,340,000 |
| Noninterest-bearing deposits | 30,202,000 | 29,389,000 | 29,936,000 | 28,487,000 |
| Equity capital | 21,032,000 | 21,583,000 | 22,098,000 | 20,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,913,000 | 5,928,000 | 8,845,000 | 11,705,000 |
| Interest expense | 911,000 | 1,835,000 | 2,751,000 | 3,602,000 |
| Net interest income | 2,002,000 | 4,093,000 | 6,094,000 | 8,103,000 |
| Noninterest income | 206,000 | 443,000 | 675,000 | 934,000 |
| Noninterest expense | 1,384,000 | 2,773,000 | 4,212,000 | 5,719,000 |
| Provision for loan losses | 120,000 | 260,000 | 585,000 | 745,000 |
| Pretax income | 704,000 | 1,503,000 | 2,117,000 | 2,718,000 |
| Income tax | 187,000 | 409,000 | 560,000 | 710,000 |
| Net income | 517,000 | 1,094,000 | 1,557,000 | 2,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,449,000 | 20,576,000 | 20,963,000 | 20,845,000 |
| Total capital | 22,205,000 | 22,436,000 | 23,048,000 | 22,891,000 |
| Risk-weighted assets | 168,402,000 | 166,862,000 | 166,767,000 | 163,581,000 |