Call reports 2009
FIRST COMMERCE BANK — 2009
What FIRST COMMERCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 214,610,000 | 211,935,000 | 225,603,000 | 233,463,000 |
| Total loans | 147,293,000 | 147,435,000 | 150,687,000 | 145,774,000 |
| Allowance for loan losses | 1,725,000 | 1,726,000 | 1,680,000 | 1,652,000 |
| Securities available for sale | 46,804,000 | 43,125,000 | 53,762,000 | 57,277,000 |
| Securities held to maturity | 2,117,000 | 881,000 | 735,000 | 577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,400,000 | 179,286,000 | 189,316,000 | 198,768,000 |
| Interest-bearing deposits | 161,582,000 | 159,992,000 | 167,241,000 | 171,892,000 |
| Noninterest-bearing deposits | 19,819,000 | 19,294,000 | 22,075,000 | 26,876,000 |
| Equity capital | 20,809,000 | 20,179,000 | 21,487,000 | 20,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,852,000 | 5,659,000 | 8,513,000 | 11,383,000 |
| Interest expense | 1,136,000 | 2,190,000 | 3,194,000 | 4,140,000 |
| Net interest income | 1,716,000 | 3,469,000 | 5,319,000 | 7,243,000 |
| Noninterest income | 249,000 | -331,000 | -73,000 | 138,000 |
| Noninterest expense | 1,197,000 | 2,567,000 | 3,916,000 | 5,265,000 |
| Provision for loan losses | 70,000 | 180,000 | 730,000 | 2,110,000 |
| Pretax income | 689,000 | 1,016,000 | 1,225,000 | 631,000 |
| Income tax | 197,000 | 453,000 | 454,000 | 187,000 |
| Net income | 492,000 | 563,000 | 771,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,435,000 | 20,325,000 | 20,484,000 | 19,932,000 |
| Total capital | 22,160,000 | 22,051,000 | 22,164,000 | 21,584,000 |
| Risk-weighted assets | 154,598,000 | 153,865,000 | 158,174,000 | 159,807,000 |