Call reports 2008
FIRST COMMERCE BANK — 2008
What FIRST COMMERCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 198,912,000 | 202,212,000 | 206,372,000 | 212,365,000 |
| Total loans | 126,644,000 | 135,584,000 | 142,186,000 | 143,763,000 |
| Allowance for loan losses | 1,434,000 | 1,478,000 | 1,570,000 | 1,686,000 |
| Securities available for sale | 48,701,000 | 48,916,000 | 47,492,000 | 47,824,000 |
| Securities held to maturity | 1,634,000 | 1,616,000 | 1,598,000 | 2,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,895,000 | 173,651,000 | 176,890,000 | 177,849,000 |
| Interest-bearing deposits | 154,194,000 | 153,331,000 | 156,163,000 | 155,989,000 |
| Noninterest-bearing deposits | 20,701,000 | 20,319,000 | 20,726,000 | 21,860,000 |
| Equity capital | 16,381,000 | 16,100,000 | 17,022,000 | 16,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,020,000 | 5,961,000 | 8,956,000 | 11,919,000 |
| Interest expense | 1,601,000 | 3,035,000 | 4,406,000 | 5,744,000 |
| Net interest income | 1,419,000 | 2,926,000 | 4,550,000 | 6,175,000 |
| Noninterest income | 212,000 | 491,000 | 745,000 | 996,000 |
| Noninterest expense | 1,094,000 | 2,210,000 | 3,347,000 | 4,548,000 |
| Provision for loan losses | 45,000 | 100,000 | 193,000 | 473,000 |
| Pretax income | 511,000 | 1,126,000 | 1,810,000 | 2,207,000 |
| Income tax | 162,000 | 356,000 | 575,000 | 698,000 |
| Net income | 349,000 | 770,000 | 1,235,000 | 1,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,884,000 | 16,304,000 | 16,769,000 | 16,943,000 |
| Total capital | 17,318,000 | 17,782,000 | 18,339,000 | 18,629,000 |
| Risk-weighted assets | 133,609,000 | 142,548,000 | 147,868,000 | 150,767,000 |
Machine access — free, no API key
Every figure shown here about FIRST COMMERCE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.