Call reports 2006
FIRST COMMERCE BANK — 2006
What FIRST COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 156,776,000 | 159,729,000 | 166,293,000 | 174,388,000 |
| Total loans | 100,938,000 | 104,982,000 | 110,868,000 | 114,423,000 |
| Allowance for loan losses | 1,201,000 | 1,225,000 | 1,300,000 | 1,340,000 |
| Securities available for sale | 41,464,000 | 40,970,000 | 41,472,000 | 41,335,000 |
| Securities held to maturity | 2,576,000 | 2,556,000 | 2,534,000 | 2,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,503,000 | 140,458,000 | 146,035,000 | 153,682,000 |
| Interest-bearing deposits | 121,225,000 | 123,444,000 | 129,719,000 | 131,536,000 |
| Noninterest-bearing deposits | 16,278,000 | 17,014,000 | 16,315,000 | 22,146,000 |
| Equity capital | 13,258,000 | 13,367,000 | 13,945,000 | 14,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,270,000 | 4,721,000 | 7,323,000 | 10,081,000 |
| Interest expense | 1,045,000 | 2,250,000 | 3,595,000 | 5,070,000 |
| Net interest income | 1,225,000 | 2,471,000 | 3,728,000 | 5,011,000 |
| Noninterest income | 137,000 | 356,000 | 534,000 | 738,000 |
| Noninterest expense | 918,000 | 1,882,000 | 2,861,000 | 3,864,000 |
| Provision for loan losses | 18,000 | 42,000 | 116,000 | 168,000 |
| Pretax income | 426,000 | 903,000 | 1,292,000 | 1,724,000 |
| Income tax | 163,000 | 328,000 | 461,000 | 623,000 |
| Net income | 263,000 | 575,000 | 831,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,881,000 | 14,209,000 | 14,467,000 | 14,738,000 |
| Total capital | 15,082,000 | 15,434,000 | 15,767,000 | 16,078,000 |
| Risk-weighted assets | 104,119,000 | 109,450,000 | 113,624,000 | 118,241,000 |