Call reports 2002
FIRST COMMERCE BANK — 2002
What FIRST COMMERCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q4 |
|---|---|
| Total assets | 20,953,000 |
| Total loans | 11,792,000 |
| Allowance for loan losses | 147,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 500,000 |
| Trading assets | 0 |
| Total deposits | 8,869,000 |
| Interest-bearing deposits | 7,011,000 |
| Noninterest-bearing deposits | 1,858,000 |
| Equity capital | 11,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q4 |
|---|---|
| Interest income | 82,000 |
| Interest expense | 28,000 |
| Net interest income | 54,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 575,000 |
| Provision for loan losses | 147,000 |
| Pretax income | -667,000 |
| Income tax | 0 |
| Net income | -667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q4 |
|---|---|
| Tier 1 capital | 11,824,000 |
| Total capital | 11,971,000 |
| Risk-weighted assets | 12,606,000 |
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