Call reports 2009
GORDON BANK, THE — 2009
What GORDON BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 35,429,000 | 34,960,000 | 33,969,000 | 30,620,000 |
| Total loans | 21,252,000 | 20,634,000 | 19,891,000 | 17,045,000 |
| Allowance for loan losses | 1,561,000 | 1,313,000 | 1,315,000 | 903,000 |
| Securities available for sale | 49,000 | 49,000 | 0 | 0 |
| Securities held to maturity | 3,749,000 | 3,914,000 | 3,532,000 | 3,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,424,000 | 30,127,000 | 29,131,000 | 26,577,000 |
| Interest-bearing deposits | 23,422,000 | 23,535,000 | 23,211,000 | 20,447,000 |
| Noninterest-bearing deposits | 7,002,000 | 6,592,000 | 5,920,000 | 6,130,000 |
| Equity capital | 2,855,000 | 2,720,000 | 2,718,000 | 1,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 529,000 | 842,000 | 1,046,000 |
| Interest expense | 136,000 | 264,000 | 386,000 | 475,000 |
| Net interest income | 101,000 | 265,000 | 456,000 | 571,000 |
| Noninterest income | 104,000 | 198,000 | 276,000 | -42,000 |
| Noninterest expense | 508,000 | 902,000 | 1,269,000 | 1,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 336,000 |
| Pretax income | -303,000 | -439,000 | -441,000 | -1,394,000 |
| Income tax | 0 | 0 | 0 | -203,000 |
| Net income | -303,000 | -439,000 | -441,000 | -1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,505,000 | 2,370,000 | 2,368,000 | 1,618,000 |
| Total capital | 2,801,000 | 2,657,000 | 2,629,000 | 1,855,000 |
| Risk-weighted assets | 22,397,000 | 21,951,000 | 19,800,000 | 18,321,000 |